Borrowing with Zash Loan

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Zashloan is a mobile loan platform that allows individuals easy access of instant mobile loans without the hassle of paperwork, long queues, or strict credit checks. The platform is designed to help you borrow money in a fast, secure, and convenient way—right from your phone.

Zash Loan provides flexible loan amounts ranging from KSh 500 to KSh 200,000, with repayment periods between 91 days and 365 days. The platform is designed to accommodate both small and substantial financial needs.

Zashloan has a low annual percentage rate (APR) capped at 25%, remaining one of the most affordable mobile loan options in Kenya.

For example, if you borrow a Zash loan of KSh 20,000 for a term of 91 days, the breakdown is as follows:

Monthly interest rate: 2.08% (25% ÷ 12 months)
Monthly interest: KSh 416
Monthly installment: KSh 7,082.67
Total repayment: KSh 21,248 — including principal and interest

Why Choose Zash Loan?

Zash Loan stands out for its user-friendly features, offering a smooth and efficient borrowing experience:

No credit history or credit report is required
Entire process is paperless and fully digital
No collateral needed
Loan approval and disbursement in as fast as 1 minute via M-PESA
Accessible anytime, anywhere in Kenya
Credit limit increases with timely repayments
Multiple easy repayment options
Loan extensions available for borrowers facing repayment challenges

Read: Top 3 Latest Loan Apps in Kenya

Who Can Apply?

The Zashloan application process is open to:

Kenyan citizens or residents
Individuals aged 18 to 60 years
Anyone with a verifiable source of income

Convenient Repayment Options

You can repay your Zash Loan through:

M-PESA Paybill Number: 733555 (Account number: your M-PESA phone number)
Zash Loan App using M-PESA Express

Timely repayments not only help you manage your credit but also increase your Zashloan borrowing limit over time

Your Security, Our Priority

At Zash Loan, your privacy is paramount. All data is encrypted using 128-bit SSL encryption and transmitted over secure HTTPS connections. Your personal information is only shared with authorized lenders and never disclosed without your consent.