Paramount Bank Hits Sh3bn Capital Target as Compliance Deadline Nears
Paramount Bank has lifted its core capital to Sh3.118 billion after raising Sh332 million through a rights issue, placing the lender above Kenya’s new December...
How a Public Ledger Works and Why It Matters
Ever wondered how digital money moves safely without banks? The answer lies in a public ledger, a shared, tamper-proof record that anyone can access. Public...
What Virtual Assets Are and How They Are Classified
Virtual assets are digital representations of value that can be traded, transferred, or stored electronically. According to frameworks like the Financial Action Task Force (FATF),...
What Cryptocurrency Is and How It Works in Kenya
Cryptocurrency in Kenya, commonly known as “crypto,” is a type of digital or virtual currency that relies on cryptography for security. Unlike the Kenyan shilling,...
How Blockchain Technology Processes Transactions
Blockchain technology in Kenya is gaining wider use as organisations and innovators adopt secure digital systems to record, verify, and store data. The technology operates...
Understanding Soft vs Hard Credit Checks in Kenya
Credit checks play a central role in Kenya’s lending ecosystem, helping institutions evaluate repayment behaviour while giving consumers a clear view of their financial standing....
What Happens to Your Credit Score When You Refinance a Loan in Kenya
Refinancing an existing loan in Kenya, such as a mortgage, car loan, or personal loan, has become a popular option for borrowers seeking lower interest...
Common Myths About Credit Scores and CRB Listings in Kenya
Credit scores and CRB listings in Kenya influence how lenders assess risk, determine loan limits, and set interest rates. Credit Reference Bureaus (CRBs) such as...
Co-operative Bank Reports Sh21.56 Billion in Profits in Q3 2025
Co-operative Bank of Kenya recorded a profit after tax of KES 21.56 billion for the third quarter ending September 2025, an increase from KES 19.21...
The Role of Guarantors and Co-Signers in Your Credit Profile
Default rates in Kenya's mobile loan app sector are high, with the 2021 FinAccess survey showing 46.3% of digital app loan borrowers defaulted. This shows...