Fuliza, Branch, and Tala: Which is the Best Mobile Loan in Kenya

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In Kenya’s financial landscape, Fuliza, Branch, and Tala have emerged as key solutions for individuals seeking quick loans for emergencies or managing daily expenses. These mobile loans in Kenya have revolutionized access to credit, offering tailored financial solutions to meet diverse needs.

This guide dives into the features, application processes, and practical tips for using Fuliza, Branch, and Tala loan in Kenya, empowering you to make informed decisions.

1. Fuliza

Fuliza loan in Kenya is an overdraft service offered by Safaricom through M-PESA, allowing users to access funds instantly. This lifeline for many Kenyans helps bridge financial gaps when the M-PESA balance is insufficient.

How to Fuliza

Dial *Fuliza code 334# for setup.
Check your borrowing limit via *234# and select Fuliza.
Ensure you have an active Safaricom M-PESA line for registration.

How to Increase Your Fuliza Limit

Your Fuliza limit adjusts based on your usage and repayment history. Regular transactions and timely repayments enhance your borrowing capacity.

Note: charges include a 1% access fee and a daily maintenance fee.

2. Branch Loan App

The Branch loan app in Kenya provides personalized loans tailored to individual needs, ranging from small emergency loans to larger financing for businesses.

How to Use the Branch App

Download the Branch loan app from the Google Play Store.
Sign up using your Safaricom line, Facebook account, and national ID.
Select a loan amount that suits your needs.

Branch Loan Features

Flexible repayment terms.
Low-interest mobile loans Kenya, ideal for both personal and business use.
User-friendly platform for seamless transactions.

Read: The Top 10 Loan Apps With the Lowest Interest Rates in Kenya

3. Tala Loan App

Tala loan app Kenya stands out by targeting young entrepreneurs and individuals with no credit history. The platform is known for its simplicity and hassle-free loan application process.

How to Qualify for Tala Loan in Kenya

Download the Tala app from your smartphone’s app store.
Register using your phone number and national ID.
Explore your borrowing Tala loan limit and loan options.

Tala Loan Dynamics

The platform provides quick loans for emergencies or long-term financial needs. Its focus on financial inclusion empowers users to pursue business ventures or manage personal expenses.

When comparing Fuliza, Branch, and Tala loans, consider: